Each year, an average of 40 million Americans travel 50 miles or more from home during the Thanksgiving holiday weekend*. As you we get into the holiday season many people tend to reflect on their families and on spending time together. A lot of time, effort, and money are put into this time of year; traveling, shopping and prepping for holiday celebrations. Don’t let the holidays get ahead of you this year. A great way to try and save money during this holiday season is by shopping online and using discount services that can help you can save money as you travel to see family and friends. Find and use coupons for discounts on groceries, gifts, and restaurants.
Another thing to keep in mind as you get ready for the holidays is how protected your family is, should something happen to the primary breadwinner. Accidents can happen in the blink of an eye, and one of the most important things you can give your family, in these unfortunate situations, is help with financial protection. Oftentimes health insurance is not enough, causing many families to file for bankruptcy. According to the American Journal of Medicine, medical bills contributed to 62% of all bankruptcies in 2007 even though three quarters of American families filing for bankruptcies were insured**. If a breadwinner is unable to work, think about how your deductibles, coinsurance, copayments, mortgage, bills, and other expenses will be paid. If you are unsure of how these payments will be made, or the answer is “no” you may want to look into supplemental insurance to help ease the burden. During this time of year, keep in mind the financial well being of your family.
I hope you have a great holiday season and get to spend time with your loved ones. Please contact me if you have any questions or if you would like to schedule a review of your current coverage. I will be more than happy to have a chat about how we can help keep your family safe from all the uncertainties that life has to offer and how member benefits can help provide discount services.
John Campbell
Licensed Insurance Agent AR: #17171050
